Does Your Auto Insurance Cover Car Rentals? (Tennessee)

For frequent travelers or families who are planning a vacation, a very common question is whether or not an auto insurance policy covers car rentals. Great question. So, uh, this actually isn't a simple yes or no answer. It depends entirely on the particulars of your individual auto insurance cover. Some carriers cover the driver, meaning you, so no matter what kind of vehicle you're driving, your coverage follows you. On the other hand, some carriers cover specific vehicles, which means your policy is only in effect when you're driving the car that's specified on your insurance form. Now, car rental companies will often offer you insurance at the time of the rental, but depending on your existing coverage and the cost of the insurance, this either might be money that you do not need to pay for or very well worth the additional cost. Your insurance agent can help you determine the uh particulars of your policy as well as help you make informed choices regarding future car rentals.

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