Can I Get Business Insurance Without A License? (Tennessee)

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So many business owners want to know whether or not a business license is required before they can purchase business insurance coverage. Now, as a rule, you don't need a business license to purchase business liability insurance, but there are certain kinds of, uh, industry specific insurance that might require. A license or certification. Now if you are a sole proprietor or a contractor for example, you can almost always acquire business liability insurance without a license, uh, and similarly, if you uh just opened your business and your licensing isn't complete yet, then you should still be able to pick up a business liability policy. You know what, here's a good way of looking at it, uh, think of it like this. If you're facing risk, you'll likely be able to buy insurance for that risk. Now, if you want to ensure that uh all of your bases are covered, then definitely make sure you speak with your insurance professional before making any final decisions on how to cover your business.

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